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February 05, 2010

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jmb27

Predatory Lending is a major contributor to the economic turmoil we are currently experiencing.

Here is an example of what I am talking about:
Scott Veerkamp / Predatory Lending (Franklin Township School Board Member.)

Please review this information from U.S. Senator Jeff Merkley regarding deceptive lending practices:
"Steering payments were made to brokers who enticed unsuspecting homeowners into deceptive and expensive mortgages. These secret bonus payments, often called Yield Spread Premiums, turned home mortgages into a SCAM."

The Center for Responsible Lending says YSP "steals equity from struggling families."
1. Scott collected nearly $10,000 on two separate mortgages using YSP and junk fees. 2. This is an average of $5,000 per loan. 3. The median value of the properties was $135,000. 4. Clearly, this type of lending represents a major ripoff for consumers.

http://merkley.senate.gov/newsroom/press/release/?id=A09C6A80-537A-4EB1-83C5-31925F046B6F

TheTaxClub

Great insight on a current issue. I agree with what you were saying about the current investors in the government. Great way to give information to the public as a whole.

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Mary

Watch the Greek debt crisis - this virus is prone to be infecting the eurozone leading to fears that the crisis will spread to other eurozone nations like Spain, Poratugal, Italy or Ireland! "Perfectly" engineered by the same financial group involved in provoking the US supprime mortgage crisis, chances stand that the Greek debt crisis has a big potential to now destabilize the EU but also to kick back to the US economy as well ... The world economies and finances are so interconnected within the global economy, that it became literally impossible for a financial shock like the one in Greece to remain without consequences for the other (remote) countries as well ... Stay tunes for what will happen next, and how EU will decide to go about it - the issue might reveal some interesting aspects and connections

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Mike

Mary is so right about the PIGS, Portugal, Ireland, Greece and Spain.

The EU cannot allow any these economies to fail, as it will mean the end of the Euro and the Eurozone.

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Great insight on a current issue. I agree with what you were saying about the current investors in the government. Great way to give information to the public as a whole.

******************
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I agree with what you were saying about the current investors in the government. http://fullmediafire.com

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I appreciate it!

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Believe it or not with the economy declining and the unemployment rate rising, the number of relationships that are falling apart due to money problems seems to be holding steady.

nicole.babe

you know that some have predicted that the global crisis of 2010 will strike the entire system and will thus transform the world order, that the European Union will fall apart, and so will NATO...and so that the crisis will last for ten years and will end by 2020..whatever, i don't see that one coming, things will probably slow down and easily get back on track.

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samlei72

if the lending company contibutes to this present economic turmoil....then what is the role of those borrwer who does not pay their debt?

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This was refreshing. I wished I could read every post, but i have to go back to work now... But I will visit again .

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